Buying PA Insurance

Almost every one thinks that buying a PA insurance cover is no big deal.

I have checked some of the quotations over the internet and I believe that there is more than meets the eye.

If it is death coverage, then there is no issue.

However, what about payments for loss of limbs or parts thereof? Some policies stipulate limbs must be severed fully before compensation can be entertained. Some ignore totally loss of fingers or toes. Also, there are those which ignore internal injuries caused by accidents. Then there is bone fracture concerns.

Before, one buys a PA insurance, one must be certain the kind of coverage that is required.

For those who travel by public transport, best to buy a general policy that gives you double indemnity. For others a policy covering bone fracture and post operational concerns is paramount.

Thus for those who intend to buy insurance to cover their children while they are doing their national service stint, buy one which will cover bone fractures. A bit expensive but the coverage is better.

Heartsong